WHAT IS A CYCLE CLAIM?

A cycle claim is a legal process through which a cyclist who has been injured or suffered loss — due to someone else’s negligence — seeks financial compensation from the responsible party. In UK law, this falls under the area of personal injury claims and is governed by tort law.

If a driver, local authority, or another party’s careless actions caused your accident, you have the right to hold them financially accountable. The goal of a successful claim is to put you back in the position you would have been in had the accident never occurred. While no financial award can undo injury or trauma, it can cover your costs, compensate for pain and suffering, and support your recovery.

WHAT ARE SPECIAL DAMAGES AND GENERAL DAMAGES?

Cycling accident compensation is typically divided into two categories:

Special Damages cover financial losses you can calculate precisely. These include lost income due to being unable to work, medical treatment costs, physiotherapy and rehabilitation expenses, the cost of bike repair or replacement, and any associated out-of-pocket expenses.

General Damages compensate for things that are harder to put a direct financial figure on — specifically your pain, suffering, and loss of amenity. Loss of amenity refers to any reduction in your ability to enjoy life as you did before the accident, whether temporarily or permanently.

HOW MY CYCLE CLAIM HELPS

Navigating the claims process alone can be daunting, especially while you are recovering from injury. At My Cycle Claim, we handle every aspect of your claim on your behalf — from gathering evidence and calculating what you are owed, to negotiating with insurers and securing your settlement.

We also understand that being without your bike can cause real practical difficulties, especially if you rely on cycling to commute. That is why we can arrange bike repair or replacement upfront — so you are not left waiting months for your claim to settle before you can ride again.